FederatedCreditCards.com - Offering the very best credit cards
Wednesday, November 19, 2008
Tools to compare credit card offers

Why choose us? We are an independent service and therefore we can feature the best credit card offers from major banks and credit card companies including Visa, Mastercard, American Express, Discover Card, Citi, and many more. Compare the best credit cards, best offers, best rates, best rewards. Our service is 100% free.

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Already have excellent credit? Check out our no annual fee and low interest credit card offers. Low rates are particularly important if you plan to carry a balance month to month.

A great credit card strategy is to have several rewards credit cards to get the very highest rewards for those things you routinely purchase. A gas card can give rebates of up to 5% when you fill-up the car. Cash back cards can net you 2% to 3% cash back for grocery store or department store purchases. Other cards offer rebates when you eat in restaurants. You get the idea, use the right card for the purchase you are making and get the highest reward. This strategy makes sense if you usually pay off balances each month and avoid fees and interest.

Students and others just starting out to build a credit history will find a great selection of cards for them in our student and secured credits cards section.

Check out our credit card offers for bad credit if you have had credit problems in the past and are having trouble getting approved for other cards. Using credit and paying on time is one of the best ways to improve your credit score.

Business credit cards meet the need of our small and medium business customers.

Those with fair credit, or with a limited credit history can still take advantage of credit cards with low or no annual fees, balance transfers, low APR's, and even rewards or cash back credit cards. Browse our fair credit section to find the card that is best for you.

Chase FreedomSM Credit Card






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
0% 9.99% 12 months N/A N/A $0

  • 0% Intro APR on Purchases only for up to 12 months.
  • No Annual Fee.
  • 3% Bonus Cash Back on gas, groceries and fast food Purchases for the first six months.
  • Receive 3% Cash Back offers every quarter.
  • 1% Unlimited Cash Back on everything else. No cap. No expiration.
  • Earn up to 10% Cash Back when you shop online through Chase Rewards Plus.
       Cash Back Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Chase TravelPlus® Visa Platinum® Card






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
0% 9.99% 12 months 0% 12 months $0

  • Intro 0% Fixed APR for up to 12 months and start saving today.
  • No Annual Fee.
  • Earn 2 miles per $1 on all travel purchases such as airline tickets, car rental and hotels.
  • Earn 1 mile per $1 on all other purchases.
  • Redeem for airline tickets, cash, gift cards and more.
  • Earn up to 10% Cash Back when you shop online through Chase Rewards Plus.
       Miles Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Chase +1SM Credit Card






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
0% 13.99% 3 months N/A N/A $0

  • 0% Intro APR on Purchases for 3 months.
  • No Annual Fee.
  • Get Karma Points to use in the +1 Store.
  • Share points with friends, give points to support causes.
  • Karma Points can only be earned and redeemed through the Chase +1 Store.
  • Earn up to 10% Cash Back when you shop online through Chase Rewards Plus.
       Point Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Platinum MasterCard®






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
0% 9.99% 12 months 0% 12 months $0

  • 0% Intro APR for up to 12 months.
  • No Annual Fee.
  • Free Online Account Access.
  • Share points with friends, give points to support causes.
  • Karma Points can only be earned and redeemed through the Chase +1 Store.
  • Earn up to 10% Cash Back when you shop online through Chase Rewards Plus.

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Flexible Rewards Platinum Visa®






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
0% 9.99% 12 months 0% 12 months $0

  • 0% Intro APR for up to 12 months.
  • No Annual Fee.
  • Earn 1 point for every $1 you spend.
  • Earn 1,000 bonus points after first purchase.
  • Earn airline tickets, hotel stays or car rentals.
  • Redeem 3,500 points and receive a $25 check.
       Cash Back Rewards
       Point Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
PerfectCard MasterCard®






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
0% 9.99% 6 months 0% 6 months $0

  • 0% Intro APR for up to 6 months.
  • No Annual Fee.
  • 6% Automatic Rebates on all eligible gas purchases at any gas station for the first 90 days.
  • 3% Automatic Rebates on all eligible gas purchases at any gas station after the first 90 days.
  • 1% Automatic Rebates on all other purchases.
  • Redeem 3,500 points and receive a $25 check.
       Cash Back Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Platinum Visa®






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
0% 9.99% 12 months 0% 12 months $0

  • 0% Intro APR for up to 12 months.
  • No Annual Fee.
  • Free Online Account Access.
  • 3% Automatic Rebates on all eligible gas purchases at any gas station after the first 90 days.
  • 1% Automatic Rebates on all other purchases.
  • Redeem 3,500 points and receive a $25 check.

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Discover® Motiva Card






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
3.99% 10.99% 6 months 3.99% 12 months $0

  • 3.99% Intro APR.
  • No Annual Fee.
  • 5% to 20% Cashback Bonus.
  • Earn up to 1% Cashback Bonus on all other purchases.
  • Double Cashback Bonus on grocery store purchases in November and December.
  • 5% Cashback Bonus® in categories that change like travel, home improvement stores, gas, groceries, restaurants, movies and many more.
       Cash Back Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Miles by Discover® Card






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
0% 10.99% 6 months 0% 6 months $0

  • 0% Intro APR on Purchases and Balance Transfers for 6 months.
  • No Annual Fee.
  • Book any travel, anytime with no blackout dates or restrictions.
  • Double Miles on up to $3,000 in travel and restaurant purchases each year.
  • 1 Mile for every $1 on all your other purchases - personal and business.
  • Double Miles on grocery store purchases in November and December.
       Cash Back Rewards
       Miles Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
More® Card - Clear






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
0% 10.99% 6 months 0% 12 months $0

  • 0% Intro APR on Purchases and Balance Transfers.
  • No Annual Fee.
  • 0% Intro APR on Purchases and Balance Transfers.
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • 5% Cashback Bonus® in categories that change like travel, home improvement stores, gas, groceries, restaurants, movies and many more.
  • Unlimited cash rewards.
       Cash Back Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Discover® Open Road® Card






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
0% 10.99% 6 months 0% 12 months $0

  • 0% Intro APR on Purchases and Balance Transfers.
  • No Annual Fee.
  • 5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month.
  • Up to 1% Cashback Bonus on all other purchases.
  • Double Cashback Bonus on grocery store purchases in November and December.
  • 5% Cashback Bonus® in categories that change like travel, home improvement stores, gas, groceries, restaurants, movies and many more.
       Cash Back Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
More® Card - American Flag






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
0% 10.99% 6 months 0% 12 months $0

  • 0% Intro APR on Purchases and Balance Transfers.
  • No Annual Fee.
  • 0% Intro APR on Purchases and Balance Transfers.
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • 5% Cashback Bonus® in categories that change like travel, home improvement stores, gas, groceries, restaurants, movies and many more.
  • Unlimited cash rewards.
       Cash Back Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
More® Card - Wildlife Collection






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
0% 10.99% 6 months 0% 12 months $0

  • 0% Intro APR on Purchases and Balance Transfers.
  • No Annual Fee.
  • 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more.
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • 5% Cashback Bonus® in categories that change like travel, home improvement stores, gas, groceries, restaurants, movies and many more.
  • Unlimited cash rewards that never expire.
       Cash Back Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
More® Card






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
0% 10.99% 6 months 0% 12 months $0

  • 0% Intro APR on Purchases and Balance Transfers.
  • No Annual Fee.
  • 0% Intro APR on Purchases and Balance Transfers.
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • 5% Cashback Bonus® in categories that change like travel, home improvement stores, gas, groceries, restaurants, movies and many more.
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners.
       Cash Back Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
More® Card - Sealife Collection






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
0% 10.99% 6 months 0% 12 months $0

  • 0% Intro APR on Purchases and Balance Transfers.
  • No Annual Fee.
  • 5% Cashback Bonus®.
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • 5% Cashback Bonus® in categories that change like travel, home improvement stores, gas, groceries, restaurants, movies and many more.
  • Choose from 5 exciting sealife designs.
       Cash Back Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Platinum Card®






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
N/A No APR N/A N/A N/A $450

  • Earn 25,000 Membership Rewards® Bonus Points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
  • Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world.
  • By Invitation Only® Events - access to exclusive, once-in-a-lifetime events.
  • Complimentary Airport Club Access.
  • 24-hour access to Concierge Service for the finest experiences in dining, entertainment, and luxury.
  • The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel.
       Point Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Delta Reserve Credit Card






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
N/A 14.49% N/A 9.99% 12 months $450

  • 9.99% APR on Balance Transfer for the first 12 months.
  • Earn up to 10,000 Medallion® Qualification Miles (MQMs) after your first Purchase.
  • Built-in Miles Boost - earn up to 30,000 MQMs and 30,000 bonus miles.
  • Keep or gift these earned MQMs to friends or family members.
  • Complimentary Crown Room Club® access for you and two guests.
  • Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
       Miles Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Platinum Delta SkyMiles® Credit Card






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
N/A 14.49% N/A 9.99% 12 months $150

  • 9.99% APR on Balance Transfer for the first 12 months.
  • Earn 20,000 bonus miles with first purchase.
  • 2,500 bonus miles for adding an additional cardmember.
  • Earn one mile for every dollar on other eligible purchases.
  • Miles never expire and there is no cap on the miles you can earn.
  • Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
       Miles Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
True Earnings® Card from Costco and American Express






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
0% 14.49% 3 months 1.99% 6 months $0

  • 0% Intro APR on Purchases for 3 months.
  • No Annual Fee.
  • Earn 3% Cash Back for gasoline.
  • Earn 3% Cash Back for restaurants.
  • Earn 2% Cash Back for travel.
  • Earn 1% Cash Back everywhere else, including Costco.
       Cash Back Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Clear from American Express®






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
0% as low as 13.49% up to 12 months 3.99% 12 months $0

  • 0% Intro APR on Purchases for up to 12 months.
  • 3.99% fixed APR for the first 12 months on Balance Transfers.
  • No Annual Fee.
  • Automatic Rewards.
  • Flexibility to pay over time.
  • User-friendly credit report and score.
       Cash Back Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Preferred Rewards Gold Card






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
N/A No APR N/A N/A N/A see terms

  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • Gold Card Events.
  • No Pre-set Spending Limit.
  • Global Assist® Hotline and many more benefits included.
  • Automatic savings when you use your Card at businesses like FedEx®, Delta®, Hertz®, and more.
  • First year fee-free; $45 each year thereafter.
       Point Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Preferred Rewards Green Card






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
N/A No APR N/A N/A N/A see terms

  • Earn 5,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $50 gift card!
  • The Membership Rewards program also lets your transfer points to 17 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs.
  • No Pre-set Spending Limit.
  • Global Assist® Hotline and many more benefits included.
  • Automatic savings when you use your Card at businesses like FedEx®, Delta®, Hertz®, and more.
  • First year fee-free; $45 each year thereafter.
       Point Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Blue Sky from American Express






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
0% as low as 12.49% up to 12 months 2.99% 12 months $0

  • 0% Intro APR for up to 12 months on Purchases.
  • No Annual Fee.
  • Earn 1 point for every dollar you spend.
  • Low Balance Transfer APR - 2.99% for 12 months.
  • Points good on any airline, hotel, cruise and more.
  • No blackout dates, no travel restrictions.
       Miles Rewards
       Point Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
JetBlue Card from American Express






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
N/A 14.49% N/A 3.99% 6 months $40

  • 3.99% Intro APR on balance transfers for 6 months.
  • 50 TrueBlue points with the first purchase.
  • TrueBlue points don't expire. Use your Card or fly JetBlue and we extend the life of your points for a full year.
  • Earn one Award Dollar for virtually every dollar spent.
  • Earn Double Award Dollars on entertainment, leisure, travel and dining.
  • 200 Award Dollars = 1 TrueBlue point and 100 TrueBluepoints = one round trip flight.
       Miles Rewards
       Point Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Starwood Preferred Guest® Card






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
2.9% 14.49% 6 months 2.9% 6 months see terms

  • 2.9% Intro APR for 6 months.
  • Earn 10,000 Starpoints with your first purchase.
  • Earn 15,000 bonus Starpoints when you spend $15,000 in 6 months.
  • Earn 1 Starpoint for every dollar of eligible spending.
  • Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines.
  • First year fee-free and only $45 thereafter.
       Charity Rewards
       Miles Rewards
       Point Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Hilton HHonors® Platinum Credit Card






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
2.9% 14.49% 6 months 2.9% 6 months $0

  • 2.9% Intro APR for 6 months.
  • No Annual Fee.
  • Earn 10,000 Hilton HHonors bonus points with your first purchase.
  • Earn 30,000 HHonors bonus points when you spend $5,000 in 5 months.
  • Get 5 HHonors bonus points for each eligible dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more.
  • Get 3 HHonors bonus points for every eligible dollar you spend on purchases.
       Charity Rewards
       Miles Rewards
       Point Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Gold Delta SkyMiles® Credit Card






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
N/A 14.49% N/A 9.99% 12 months see terms

  • 9.99% APR on Balance Transfer for the first 12 months.
  • First Year Fee-Free, $95 thereafter.
  • 20,000 bonus miles after first purchase.
  • 5,000 bonus miles for adding an additional cardmember.
  • One mile for every other eligible dollar spent.
  • Get 3 HHonors bonus points for every eligible dollar you spend on purchases.
       Miles Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Blue Cash® from American Express






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
0% as low as 12.49% up to 12 months 2.99% 12 months $0

  • 0% Intro APR for up to 12 months on Purchases.
  • No Annual Fee.
  • Earn up to 5% Cash Back on everyday Purchases - even gas!
  • Low Balance Transfer APR - 2.99% for 12 months.
  • Flexibility to pay over time.
  • Get 3 HHonors bonus points for every eligible dollar you spend on purchases.
       Cash Back Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms
Blue from American Express®






Intro APR Ongoing APR Intro APR Period Intro Bal Transfer APR Intro Bal Transfer Period Annual Fee
0% as low as 11.49% up to 12 months 2.99% 12 months $0

  • 0% APR on Purchases for up to 12 months.
  • No Annual Fee.
  • 2.99% Fixed APR on BT for first 12 months.
  • Earn 1 point for every $1 you spend.
  • Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
  • Membership Rewards Express® program.
       Point Rewards

       ** Consumer Credit Card Designed For Good Credit
Card Terms


±Our business partners continually monitor major banks and credit card companies to bring you the very best credit card offers available on the web. We provide an extensive list of credit cards displayed in an easy to understand format so you can easily compare important factors such as rewards, interest rates, and fees. All of our online applications are secure on the issuing bank or credit card issuer's web site. It's easy! Just fill out a secure online application and get a credit decision sometimes as in as little as 60 seconds. Always review terms and conditions of any credit card agreement on the web site of the issuing bank or credit card company. Thanks for visiting us.